Georgia Vehicle Valuation
Choose Your Georgia Vehicle Valuation Path
Georgia drivers typically arrive here with one of two very different problems. Either your vehicle was repaired after an accident and you want to recover the resale value it lost simply from having a wreck on its history (a diminished value claim), or your insurer declared your vehicle a total loss and you believe the payout is too low (a total loss appraisal dispute). The right next step — and the right Premier DV service — depends on which situation applies to you, so choose the path below that matches your circumstances.
Save Time
Claim Support
Market Accuracy
Insurance Ready
Every report is prepared using our Premier Market Comparison Method, built on real world market data and structured for insurance review.
WORKING TOGETHER
Whether your Georgia claim involves a repaired vehicle that lost resale value or a total loss payout that came in too low, Premier DV provides the independent, market-based valuation evidence you need to support your claim.
01
Georgia is one of the few states where insurers must pay diminished value even on a first-party claim against your own insurance company — a right established by the Georgia Supreme Court in State Farm Mutual Automobile Insurance Co. v. Mabry, 274 Ga. 498, 556 S.E.2d 114 (2001), which held that a repaired vehicle's lost resale value must be compensated even when the repair fully restores its appearance and function. Georgia's general limitations period for these property-damage claims is four years under OCGA § 9-3-32. If your vehicle was repaired after an accident that wasn't your fault — or even under your own policy — you may be owed the difference between its pre-accident and post-repair market value.
02
If your insurer declared your vehicle a total loss, Georgia regulation controls how that payout must be calculated — Ga. Comp. R. & Regs. r. 120-2-52-.06 requires settlement based on the actual cost of a comparable vehicle plus applicable taxes and fees, though Georgia sets no fixed percentage threshold for when a vehicle must be totaled in the first place. If you believe your insurer's valuation came in low, an independent appraisal gives you the evidence to negotiate, request state arbitration, or pursue the difference in magistrate court.
Still have a question?
Whether your vehicle was repaired and lost resale value, or your insurer declared it a total loss, Premier DV helps Georgia drivers get a fair, market-based valuation.