Premier Carrier Portal

Diminished Value Documentation for Insurance Carriers

Provide Structured Defensible Documentation

Our reports are built on VIN specific comparable vehicles, transparent adjustment logic, and observable market behavior. The objective is documentation clarity, not advocacy positioning.


Premier Market Comparison Reports are submitted in claims involving national and regional carriers, including State Farm, Progressive, GEICO, Allstate, USAA, Auto Owners, Liberty Mutual, and others.

Documentation Package Includes

 

  • Premier Market Comparison Report
  • Comparable vehicle data set
  • Mileage adjustment explanation
  • Regional market normalization
  • Damage impact calculation
  • Supporting exhibits
  • Demand summary

Process Overview

  • Loss vehicle baseline market established
  • Comparable vehicles identified within relevant regional markets
  • Normalization applied for mileage and regional variation
  • Damage impact measured using established automotive valuation tools
  • Diminished value calculated based on measurable post repair market reaction

Carrier Product Inquiry

FAQs

This section provides clarification regarding documentation standards, evaluation methodology, and use of Premier Market Comparison Reports within insurance claim review.

  • Do insurance companies review independent diminished value reports?

    Insurance carriers routinely review third party diminished value documentation when evaluating post repair loss in value claims. Clear methodology, comparable vehicle data, and transparent adjustment logic support structured claim review.

  • How is diminished value measured in an insurance claim?

    Diminished value is measured by analyzing measurable post repair market reaction. This involves establishing a pre loss market baseline, identifying relevant comparable vehicles, applying normalization for mileage and regional variation, and documenting the impact of reported damage history.

  • What documentation supports a diminished value evaluation?

    Supporting documentation typically includes VIN specific comparable vehicle listings, mileage normalization analysis, regional market adjustments, damage impact analysis, and a structured valuation conclusion supported by observable market data.

  • Can additional carrier data be considered during review?

    Yes. If supplemental documentation, valuation data, or claim information is provided, it can be reviewed and evaluated within the established analytical framework.

  • Is Premier affiliated with any insurance carrier?

    No. Premier Diminished Value Specialists is an independent documentation provider and is not affiliated with or endorsed by any insurance carrier.

  • Can Premier reports be used in appraisal or dispute resolution proceedings?

    Yes. Premier Market Comparison Reports are structured using documented comparable vehicle data and transparent adjustment analysis. As a result, they may be used in appraisal clause proceedings, alternative dispute resolution, or other formal claim review processes when applicable.

  • Does Premier provide testimony or further clarification if requested?

    Upon request, clarification regarding methodology, data selection, and adjustment logic can be provided to support structured claim review.