Diminished Value Reports & Total Loss Appraisals
Built with real market data. Independent vehicle valuations from $299.
Every claim is reviewed before payment.
If we can’t support at least $1,000 in additional value, you pay $0.
Your Vehicle. Its Real Market Value.
Whether your vehicle has been repaired after an accident, declared a total loss, or is involved in a valuation dispute, Premier provides independent appraisals backed by real-world market evidence.
Choose the Service That’s Right for You
Independent, market-based valuations for every situation.
Diminished Value
Your vehicle was repaired, but the accident history may have reduced its market value.
$299 Flat FeeTotal Loss
Your insurer totaled your vehicle and you believe their valuation is too low.
$449 Flat FeeAppraisal Clause
Your policy allows you to dispute the insurer’s valuation through independent appraisers.
$449 Flat FeeSpecialty Vehicles
Motorcycles, RVs, UTVs, commercial vehicles, and other specialty asset valuations.
$449 Flat FeeDivorce Asset Valuation
Independent vehicle valuations for equitable distribution in divorce proceedings.
Starting at $299How It Works
Getting started is straightforward. We’ll guide you through every step and keep you informed from beginning to end.
We review your vehicle, claim details, repair documentation, mileage, equipment, and other factors that may affect its market value.
We research comparable vehicles in the market to establish the data needed to evaluate your diminished value or total loss claim.
A Better Way to Value Vehicles After an Accident
At Premier Vehicle Valuation Specialists, every diminished value report and total loss appraisal is prepared by an ASCAA Certified Appraiser using the Premier Market Comparison Method (PMCM), verified comparable market data, and accepted appraisal standards.
Unlike generic diminished value calculators and predetermined formulas, our reports are supported by verified comparable vehicles and real-world market data.
We let the real market determine your vehicle’s value.
Learn About the Premier Market Comparison MethodDo You Have a Claim?
Answer a few quick questions to see whether a diminished value report or a total loss appraisal fits your situation.
- No personal information needed
- No cost and no obligation
- Honest answers, even when we’re not the right fit
This quick check is general information only. It is not legal advice, a valuation, or an estimate of what any claim is worth.
Frequently Asked Questions
Find answers to common questions about diminished value claims, total loss appraisals, appraisal clauses, and our vehicle valuation services.
How much does a report cost?
Diminished value reports cost $299. Total loss appraisals are $449.
How long does the process take?
Most reports are completed within 2 business days after we receive the required documentation.
Do you work nationwide?
Yes. We provide vehicle valuation services for clients throughout the United States.
What information do I need to get started?
We’ll typically need your VIN, photos, and claim information. Once you begin, we’ll let you know exactly what documentation is needed.
Which service is right for my claim?
The right service depends on your situation. If your vehicle was repaired after an accident and lost market value, you may need a diminished value report. If your vehicle was declared a total loss and you disagree with the insurance company’s valuation, a total loss appraisal or appraisal clause service may be appropriate. We also provide independent valuations for specialty vehicles and unique claims.
If you’re unsure which service you need, contact us and we’ll review your situation and recommend the best option.
Will my insurance company accept your report?
Our reports are designed to withstand scrutiny through transparent methodology and documented market evidence. They have been submitted to insurance companies, attorneys, independent appraisers, and the courts nationwide. See the list of Insurance Companies we have worked with in the past.
Still have a question?
Browse the full FAQ library or reach out — we’re happy to look at your situation.

