Connecticut
Diminished Value Overview
In Connecticut, a vehicle involved in a not at fault accident may lose market value even after repairs are completed. When another driver is responsible for the accident, Connecticut law allows you to pursue compensation for that loss in value from the at fault driver’s insurance company as part of your property damage claim.
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01
Statute of Limitations
Connecticut allows two years from the date of the accident to pursue a diminished value claim.
02
Third-Party Claims
Diminished value claims can be pursued against the at fault driver’s liability insurance when another driver caused the accident.
03
First-Party and Uninsured Motorist
Most first party policies do not cover diminished value, and uninsured or underinsured motorist coverage does not apply to diminished value claims in Connecticut.
04
Small Claims Court Limit
Connecticut small claims court allows diminished value claims up to $5,000.
Connecticut Diminished Value Law
Connecticut law recognizes that a vehicle may suffer a loss in market value after a collision even when repairs are completed. When another party is at fault, that loss may be recovered as part of a third party property damage claim.
Littlejohn v. Elionsky, 36 A.2d 52 (Conn. 1944)
The Connecticut Supreme Court held that when a vehicle is damaged, the owner may recover not only the reasonable cost of repairs but also any remaining reduction in the vehicle’s market value if repairs do not fully restore its pre loss condition.
Stults v. Palmer, 141 Conn. 709 (1954)
The court reaffirmed that diminished value is a proper element of property damage where a repaired vehicle remains worth less than it was before the collision.